Claims Paying Ability
Since our core business is providing high value life insurance solutions, we understand the need to demonstrate significant financial strength and the very best claims paying ability.
With this in mind, we reinsure all our policyholder risk with Swiss Re and Reinsurance Group of America, two of the largest and most respected reinsurers in the world. Both reinsurers are currently rated AA- by Standard & Poors with combined reinsurance of more than US$7.5 trillion.
Good governance and regulatory compliance is of paramount importance to us and we adopt a number of globally recognised best practices and observe the standard codes of conduct of the global life insurance industry.
Our policy administration systems have been designed to provide a structured and consistent approach to risk management and our compliance culture ensures that we follow all relevant internal and external directives on behalf of our policyholders.
Currently both reinsurers are rated AA- by Standard & Poors with combined reinsurance of more than US$7.5 trillion.

Swiss Re is a leading and highly diversified global reinsurer and was founded in 1863. They operate in 25 countries and have more than 13,000 employees. As at 31 December 2022, Swiss Re had annual life reinsurance revenues of approximately US$13.9 billion. The financial strength of the Swiss Re Group is currently rated AA- by Standard & Poor’s and A+ by A.M. Best. Swiss Re are listed on the Zurich Stock Exchange (SREN). Atlas Life signed their reinsurance treaty with Swiss Re in 2013.
For further information please visit www.swissre.com

Reinsurance Group of America (RGA) is one of the largest global life and health reinsurers in the world and was established in 1973. They have operations in 26 markets. As of March 2023, RGA had more than US$3.4 trillion of life reinsurance in force. The financial strength of RGA is currently rated AA- by Standard & Poor’s, A+ by A.M Best and A1 by Moody’s. Reinsurance Group of America are listed on the New York Stock Exchange (RGA). Atlas Life signed their reinsurance treaty with RGA in 2012.
For further information please visit www.rgare.com