Life Cover and Policy Benefits

Personal Cover

As no one can predict what the future holds, it is vital that you make provision for all eventualities and this includes making sure that life insurance is a key part of your overall financial plan

What would the financial future hold for your spouse and children without you, the main income earner? Would they be able to afford the basic costs of living such as food and clothing or bigger expenses like the repayment of a mortgage or bank loans?

For a relatively small cost, life insurance can help compensate a family for such a loss and ensure that they are not burdened by the financial consequences of losing the family breadwinner.

Especially important in estate planning, a policy can be structured so that the benefits pass to beneficiaries in a tax-efficient manner thereby helping to preserve living standards as well as clearing outstanding debts and liabilities.

Personal Cover

Policy Benefits

Life Cover

Life Cover is the primary benefit of the Atlas Life product range and in the event of a claim a lump sum payment will be made to your nominated beneficiaries.

Critical Illness

Critical Illness is an optional benefit which pays a lump sum payment if you are diagnosed with one of the critical illnesses specified in the policy conditions.


An optional benefit which pays a lump sum payment if you become disabled as a result of an accident or illness, as long as the condition meets the disability criteria as per the policy conditions.

Terminal Illness

If you are diagnosed with any illness that will lead to your death within 12 months, we will pay the full amount of life cover in advance.


The indexation option results in your sum assured increasing at a fixed 5% every year. This option is designed to keep your cover in line with inflation.

Medical Second Opinion

Free access to specialist hospitals & clinics. This enables you to receive alternative consultation on your condition and/or treatment plan

For further information please speak to your
professional intermediary or alternatively email us