Cover starts from US$100,000 with personalised pricing available from US$5 million for more bespoke requirements.

Policies are available in all major currencies and premiums can be paid by bank transfer, credit or debit card.

We are authorised and regulated by the Seychelles Financial Services Authority.

Policies are fully portable to accommodate internationally mobile clients and we also provide a range of additional benefits including Critical Illness, Disability and Indexation.

We reinsure all our policyholder risk with Swiss Re and Reinsurance Group of America, two of the largest reinsurers in the world and we utilise their financial strength and global stability to provide our clients with complete peace of mind at all times.

The policy is available to any individual who is aged between 18 and 70 years at the time of application.

You have the option to add a Disability and/or Critical Illness benefit to your life policy, however, these will expire at age 65.

If you decide to cancel the policy within the first 30 days you will receive a full refund of any premium paid less any medical and administration costs incurred. You just need to write to us confirming that you wish to cancel your policy.

You can make changes to your policy including increasing or decreasing the amount of cover by contacting us via your professional adviser. Any request to increase the amount of cover may require new medical information which could include further medical examinations.

This should not be a problem however you must advise in writing if you permanently change your country of residence from what was stated in your application form.